Data Policy
This Data Policy summarizes how Luminy (“we,” “our,” or “us”) handles information in connection with our website, mobile applications, and related services (the “Services”). It complements our Privacy Policy, which contains fuller detail on collection, use, sharing, and your rights.
1. Categories of data
We process categories such as:
- Identity and account: for example, name, email, and account identifiers you provide.
- Financial and transaction-related information: when you choose to connect accounts or data through partners, subject to consent and partner terms.
- Technical and usage: such as device type, app version, logs, and feature interactions.
- Communications: messages you send to support or feedback channels.
2. Purposes
We use data to operate and improve the Services, secure accounts, provide insights you request, comply with law, communicate about the Services, and understand aggregated trends. We do not sell your personal information for monetary consideration.
3. Legal bases (where applicable)
Depending on your region, we may rely on contract performance, legitimate interests (balanced against your rights), consent where required, or legal obligation. See the Privacy Policy for more detail.
4. Retention
We keep data only as long as needed for the purposes described or as required by law. Retention periods vary by data type; for example, we may retain security logs for a limited period and account records until you delete your account subject to exceptions.
5. Sharing
We share data with service providers under contracts, with financial data partners you authorize, when required by law, or as described in the Privacy Policy (including business transfers with notice where required).
6. Security
We apply administrative, technical, and organizational safeguards appropriate to the nature of the data. No system is perfectly secure; contact us if you believe your account has been compromised.
7. Your rights
Depending on your location, you may have rights to access, correct, delete, export, or restrict processing of your personal information. To exercise these rights, email support@luminyy.com; see the Privacy Policy for additional information.
8. International processing
We may process information in countries where we or our providers operate. Where required, we implement appropriate safeguards for cross-border transfers.
9. Changes
We may update this Data Policy from time to time. We will post the revised version on this page.
10. Contact
For questions about this Data Policy, email us at support@luminyy.com