Watch it grow
Every account you own on a single line. Net worth updates as balances move, so you can see the trend instead of guessing at it — and scrub back to any day.
Net worthNet worth
$128,442.19
Past week ↑ 2.4% +$312.45
AUGNOVFEBMAYNOW
Features
Everything your money is doing, in one place
Luminy connects your banks, cards, loans and brokerages, then does the work you keep meaning to do — categorizing, tracking, watching for the things that cost you money.
Just ask
Ask a plain-English question and get an answer built from your actual accounts — not national averages.
AI intelligenceHow much did I spend on coffee this month?
$127.40 across 18 visits — about 31% more than last month. 787 Coffee is your top spot.
Know where your money goes
Every transaction is tagged the moment it lands, across every connected account.
TrackingToday
SpotifyEntertainment
Whole FoodsGroceries
Grand StreetDining
787 CoffeeCoffee
LyftTransport
See the pattern
Category and merchant breakdowns you can drill into, month over month.
Dining$482
Groceries$361
Transport$118
Shopping$96
Spot subscriptions
That streaming service you forgot about? We didn't. Recurring charges surfaced before they hit.
Upcoming
🎬Streaming
💪Gym
🍔Food delivery
Cash flow
Income in, expenses out, and how the gap is trending month to month.
July
+$1,284Your portfolio, live
Holdings and total value tracked over time, with hover-to-scrub on any day. Investments sit next to your cash, so net worth is the whole picture.
InvestmentsPortfolio
$64,918.02AAAPL+1.8%
VVTI+0.6%
NNVDA-0.4%
Get paid, tracked
Dividend income per stock, rolled up by quarter and year.
This quarter
$412.18All of it, in one place
Banks, credit cards, loans and brokerages — connected in seconds through Plaid, read-only.
🏦Checking$4,120
💳Credit card-$862
📈Brokerage$64,918
🏠Mortgage-$284,300
Never quietly stale
Balances refresh on their own — and if a bank connection needs your attention, we say so instead of showing you old numbers.
AmexUpdated 2m ago
FidelityUpdated 11m ago
ChaseNeeds attention
Tell us your limit
Set a cap per category and watch it fill in real time, before the month gets away from you.
Dining
Groceries
Shopping
Every month, on demand
Generate a clean statement for any month from your own data — no digging through four bank portals.
Statements
📄July 2026
📄June 2026
📄May 2026
In your pocket
A native iPhone app with Face ID lock and full dark mode. Same data, same second.
iOSConnect your first account in under two minutes. Read-only, bank-grade encryption, cancel any time.
Get started with Luminy